Pricing

You only pay when a transaction clears.

No setup fees. No monthly minimums. No "let's talk" gating until you actually need volume pricing.

Starter

Self-serve

For new merchants going live in days, not quarters.

1.4% + $0.20

per successful transaction

  • All acquirers + smart routing
  • 3DS 2.2 authentication
  • Hosted checkout + redirect API
  • Webhooks with signed payloads
  • Real-time merchant dashboard
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Most popular

Growth

Scaling merchants

For teams processing $250K-$1M/mo who want better rates without leaving self-serve.

0.9% + $0.15

per successful transaction · auto-applied at $250K/mo

  • Everything in Starter
  • Stored-credential checkout (one-click upsells)
  • Subscription / recurring rebills
  • Reconciliation engine + payout reports
  • Priority support (4hr business-hour SLA)
Start on Growth

Enterprise

Volume tier

For platforms processing $1M+ monthly. Custom pricing and dedicated support.

From 0.4%

interchange-plus · negotiated against your acquirer mix

  • Bring-your-own acquirer relationships
  • Custom routing rules per region / BIN / risk score
  • Named solutions architect + Slack-connect
  • 99.99% uptime SLA + incident commander
  • Data residency (EU, AF, NA)
Talk to sales

Cross-currency conversion at interbank + 0.5%. International cards: + 1.0% on Starter, + 0.5% on Growth, negotiated on Enterprise.
Refunds and chargebacks are not charged a transaction fee.

ROI calculator

What an 8-point auth-rate lift is worth to your business.

Estimated annual revenue recovered

$

per year — without spending another cent on acquisition.

Start capturing it

Pricing questions

No. You pay per successful transaction. If you don't process anything in a month, you owe us nothing.
Automatically. The moment your trailing 30-day successful volume crosses $250,000, the Growth rate applies to the next captured transaction. No paperwork, no migration.
Refunds: no transaction fee. Chargebacks: a flat $15 per dispute regardless of outcome. Won disputes do not retro-charge a transaction fee.
A surcharge applies to cards issued outside your settlement currency: + 1.0% on Starter, + 0.5% on Growth, negotiated on Enterprise. We display this clearly in the dashboard before you flip on cross-border.
Yes — Enterprise tier supports interchange-plus where you bring the acquirer relationships and we charge only the platform fee. Your existing MIDs continue to settle directly to your accounts.
Cross-currency conversion is interbank + 0.5%, with the exact rate pinned at authorization time and visible in the dashboard before settlement.