Pricing
You only pay when a transaction clears.
No setup fees. No monthly minimums. No "let's talk" gating until you actually need volume pricing.
Starter
Self-serve
For new merchants going live in days, not quarters.
per successful transaction
- All acquirers + smart routing
- 3DS 2.2 authentication
- Hosted checkout + redirect API
- Webhooks with signed payloads
- Real-time merchant dashboard
Growth
Scaling merchants
For teams processing $250K-$1M/mo who want better rates without leaving self-serve.
per successful transaction · auto-applied at $250K/mo
- Everything in Starter
- Stored-credential checkout (one-click upsells)
- Subscription / recurring rebills
- Reconciliation engine + payout reports
- Priority support (4hr business-hour SLA)
Enterprise
Volume tier
For platforms processing $1M+ monthly. Custom pricing and dedicated support.
interchange-plus · negotiated against your acquirer mix
- Bring-your-own acquirer relationships
- Custom routing rules per region / BIN / risk score
- Named solutions architect + Slack-connect
- 99.99% uptime SLA + incident commander
- Data residency (EU, AF, NA)
Cross-currency conversion at interbank + 0.5%. International cards: + 1.0% on Starter, + 0.5% on Growth, negotiated on Enterprise.
Refunds and chargebacks are not charged a transaction fee.
ROI calculator
What an 8-point auth-rate lift is worth to your business.
Estimated annual revenue recovered
$
per year — without spending another cent on acquisition.
Start capturing itPricing questions
- No. You pay per successful transaction. If you don't process anything in a month, you owe us nothing.
- Automatically. The moment your trailing 30-day successful volume crosses $250,000, the Growth rate applies to the next captured transaction. No paperwork, no migration.
- Refunds: no transaction fee. Chargebacks: a flat $15 per dispute regardless of outcome. Won disputes do not retro-charge a transaction fee.
- A surcharge applies to cards issued outside your settlement currency: + 1.0% on Starter, + 0.5% on Growth, negotiated on Enterprise. We display this clearly in the dashboard before you flip on cross-border.
- Yes — Enterprise tier supports interchange-plus where you bring the acquirer relationships and we charge only the platform fee. Your existing MIDs continue to settle directly to your accounts.
- Cross-currency conversion is interbank + 0.5%, with the exact rate pinned at authorization time and visible in the dashboard before settlement.